Congratulations – You’re eligible for a
No Deposit Home Loan!
They’ve done it, and so can you.
Our pathway has helped a community of over 200 Australian families to purchase a home to live in when they didn’t think it was possible.
FAQs
Answers to the questions keeping you from taking the next step.
Yes. We guide you through both parts of the process.
This includes:
We don’t just focus on getting you into a home — we focus on making sure the entire structure makes sense long-term.
- Structuring and arranging the deposit loan
- Supporting you through the home loan process with a lender
- Ensuring both facilities work together cleanly and compliantly
Yes. We guide you through both parts of the process.This includes:Yes.
You own 100% of the property from day one.
There is:
- No shared equity
- No silent partners
- No ongoing ownership claims from third parties
The deposit loan and the mortgage are lending arrangements — not ownership arrangements. The property is yours.
That’s very common - and it’s something we regularly help with.
Many clients come to us with existing debts such as personal loans or credit cards that make saving for a deposit or qualifying for a home loan harder than it needs to be.
Where appropriate, we can help consolidate existing debts as part of the overall structure, simplifying repayments and improving affordability. This often makes it easier to move forward with both the deposit loan and your mortgage.
Everything is assessed carefully, explained clearly, and structured with a long-term view — so you’re not just getting into a home, but setting yourself up to manage it comfortably.
Yes.
The home you purchase is your primary place of residence, and you can live in it just like any other owner-occupied property.
There are no restrictions on occupancy — you’re buying a home to live in, not an investment property.
No, all eligibility enquiries are completely confidential and will not impact your credit score in any way.
