Great news!

The Super Pathway may be a good fit for you!

Next Step

A quick conversation with our team to confirm the information you’ve provided and explain how the Super Pathway works.

Any finance or financial product eligibility will be assessed separately by the relevant licensed or authorised professional

FAQs

Answers to the questions keeping you from taking the next step.

Does Super Property help with both the deposit loan and the home loan?

Yes, we help you understand and navigate the overall pathway and stay connected with you throughout the process. We provide education, administrative support and introductions to the licensed professionals involved.

The deposit loan, home loan, credit assessment, recommendations and formal loan arrangements are handled by the relevant licensed credit provider or mortgage broker. Super Property does not itself provide or approve the credit.

Do I own 100% of the home I purchase?

Yes. You own 100% of the property. The deposit loan is a lending arrangement, not a shared-equity arrangement. The lender takes security over the property in accordance with the loan documents, but does not receive an ownership share in the property.

All lending is subject to the terms of the relevant loan documents and lender approval.

What if I have existing debts?

Existing debts are common and may be relevant to a lender's assessment of your circumstances.

Super Property can explain where this stage fits in the process and introduce you to an appropriately licensed credit professional. Any recommendation to refinance or consolidate debt, and any assessment of affordability or suitability, is made by that licensed professional.

Can I live in the home I purchase?

Yes.


The home you purchase is your primary place of residence, and you can live in it just like any other owner-occupied property.

There are no restrictions on occupancy, you’re buying a home to live in, not an investment property.

Will checking my eligibility hurt my credit?

Completing Super Property's initial questionnaire does not involve a credit enquiry by Super Property and does not itself affect your credit score.

If you later choose to proceed, a licensed lender or mortgage broker may ask for your consent to obtain a credit report as part of a formal finance assessment.